* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    color: #2d3748;
    line-height: 1.6;
    background-color: #f7fafc;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.top-disclaimer-bar {
    background-color: #fffaf0;
    border-bottom: 2px solid #feebc8;
    padding: 12px 0;
    font-size: 13px;
    color: #7b341e;
    text-align: justify;
}

.main-header {
    background-color: #ffffff;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05);
    padding: 20px 0;
    position: sticky;
    top: 0;
    z-index: 100;
}

.header-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo a {
    font-size: 24px;
    color: #1a365d;
    text-decoration: none;
    letter-spacing: -0.5px;
}

.logo strong {
    color: #2b6cb0;
    font-weight: 800;
}

.logo .tm {
    font-size: 10px;
    vertical-align: super;
    color: #718096;
}

.tagline {
    display: block;
    font-size: 11px;
    text-transform: uppercase;
    color: #718096;
    letter-spacing: 1px;
    margin-top: 2px;
}

.main-nav ul {
    display: flex;
    list-style: none;
}

.main-nav ul li {
    margin-left: 25px;
}

.main-nav ul li a {
    text-decoration: none;
    color: #4a5568;
    font-weight: 600;
    font-size: 15px;
    transition: color 0.2s ease;
}

.main-nav ul li a:hover,
.main-nav ul li a.active {
    color: #2b6cb0;
}

.hero-section {
    background: linear-gradient(135deg, #1a365d 0%, #2a4365 100%);
    color: #ffffff;
    padding: 80px 0;
    text-align: center;
}

.hero-section h1 {
    font-size: 38px;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 20px;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.hero-lead {
    font-size: 18px;
    color: #e2e8f0;
    max-width: 750px;
    margin: 0 auto 35px auto;
}

.btn {
    display: inline-block;
    padding: 14px 30px;
    font-weight: 700;
    font-size: 16px;
    border-radius: 6px;
    text-decoration: none;
    transition: all 0.2s ease;
    cursor: pointer;
}

.btn-primary {
    background-color: #ecc94b;
    color: #1a365d;
    box-shadow: 0 4px 14px rgba(236, 201, 75, 0.4);
    margin-right: 15px;
}

.btn-primary:hover {
    background-color: #d69e2e;
    transform: translateY(-1px);
}

.btn-secondary {
    background-color: transparent;
    color: #ffffff;
    border: 2px solid #e2e8f0;
}

.btn-secondary:hover {
    background-color: rgba(255, 255, 255, 0.1);
}

.main-content {
    padding: 60px 0;
}

.content-block {
    margin-bottom: 50px;
}

.content-block h2,
.content-block h3 {
    color: #1a365d;
    font-size: 28px;
    margin-bottom: 20px;
    font-weight: 700;
}

.content-block h3 {
    font-size: 22px;
}

.content-block p {
    margin-bottom: 18px;
    font-size: 16px;
    color: #4a5568;
    text-align: justify;
}

.table-caption {
    font-style: italic;
    color: #718096;
    margin-bottom: 10px;
}

.table-container {
    width: 100%;
    overflow-x: auto;
    margin-top: 15px;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
}

table {
    width: 100%;
    border-collapse: collapse;
    background-color: #ffffff;
    text-align: left;
    font-size: 15px;
}

th {
    background-color: #ebf8ff;
    color: #2b6cb0;
    font-weight: 700;
    padding: 15px;
    border-bottom: 2px solid #e2e8f0;
}

td {
    padding: 15px;
    border-bottom: 1px solid #edf2f7;
    color: #4a5568;
    vertical-align: top;
}

tr:nth-child(even) {
    background-color: #f7fafc;
}

.step-list {
    margin-left: 20px;
    padding-top: 10px;
}

.step-list li {
    margin-bottom: 15px;
    font-size: 16px;
    color: #2d3748;
}

.bottom-disclaimer-box {
    background-color: #edf2f7;
    border-top: 1px solid #e2e8f0;
    padding: 30px 0;
    font-size: 13px;
    color: #4a5568;
    text-align: justify;
}

.main-footer {
    background-color: #1a365d;
    color: #a0aec0;
    padding: 25px 0;
    font-size: 14px;
}

.footer-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
}

.legal-links {
    display: flex;
    list-style: none;
}

.legal-links li {
    margin-left: 20px;
}

.legal-links li a {
    color: #cbd5e0;
    text-decoration: none;
}

.legal-links li a:hover {
    color: #ffffff;
}

@media (max-width: 768px) {
    .header-flex, .footer-flex {
        flex-direction: column;
        text-align: center;
    }
    .main-nav ul {
        margin-top: 15px;
    }
    .main-nav ul li {
        margin: 0 10px;
    }
    .legal-links {
        margin-top: 15px;
        justify-content: center;
        width: 100%;
    }
    .hero-section h1 {
        font-size: 26px;
    }
    .btn-primary {
        margin-right: 0;
        margin-bottom: 15px;
        width: 100%;
    }
    .btn-secondary {
        width: 100%;
    }
}